How our Small Business Loans Program Works

With our small business loans an automated system is set and small percentage of each credit card transaction will be collected through a preferred processing bank.

How much of an small business loan can qualify for

The small business loan is based upon your business's total sale volume and history, not your personal credit. Our small business loan and cash advance program will allow an advance up to $200,000.

Qualifications for a small business loan

Our small business loan program has a 90% approval rate and are based upon your total sales volume and your past business history.

Small Business Loan and Cash Advance program requirements:

• Restaurants, retail or service business
• Accepts credit cards as a form of payment
• Provide the past six months of bank statements to qualify for larger amounts
• One year in business
• Can provide the current processing statements from the past six months with at least $4000 per month in credit card sales
• good standing with landlord with at least one year remaining on lease
• Acceptable personal and business credit
• No open tax liens, judgments or bankruptcies

Benefits of our small business loans program

• The program is simple!
• May receive additional funding for other purposes upon request
• Funding can occur in as little as 10-days
• No need to markdown inventory to raise cash for new inventory
• Tax deductible
• Improves cash flow
• Builds business credit
• Increases open to buy for retailers
• Easy payback terms and conditions
• Can include all fees in cost of goods
• Available funding for opportunistic buys

Our small business loan fee.

The fee can range from 1.25 to 1.45 and is based upon: monthly credit card volume, credit worthiness, length of lease, length of time in business, average monthly sales volume and past business history.